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Study Abroad with
HDFC Credila Education Loan 

EduFund is a proud partner of the leading education loan provider, HDFC Credila. Together we are committed to helping students find the best loan options for their future education endeavors! 

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Services

HDFC Credila Education Loan 

Interest Rates Starting at

10.25% p.a. onwards*
on secured loans

Margin Money

Nil

Loan Amount 

₹75 lakh for
unsecured loans
and no cap on secured loans*

Courses

3,300+

Disbursal Timeline

7-10 days from the date of disbursal request, with complete documentation

Countries

63

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Associated Charges

Origination Fee: 1.25% + GST of the sanctioned loan amount

(No separate legal or technical fees)

Benefits of Securing Education Loan with HDFC Credila

Up to 100% tuition coverage & other study expenses 

Lowest interest rates (starting) at 10.25%* 

Maximum tenure of up to 15 years*

Lightning-fast disbursals for Indian students  

No margin money or hidden fees 

Moratorium up to 3 years (2 years course duration + 1 year)

Loan sanction without admission confirmation  

Evaluation Criteria

Student’s academics

Study destination/institute/course

Financial information

Eligibility Criteria for HDFC Credila Education Loan 

1

Must be an Indian citizen  

2

Must be interested in pursuing higher education

3

Must have a co-applicant

SERVICES

Document Checklist for HDFC Credila Education Loan 

Know Your Customer (KYC) documents

Income documents

Academic documents

Collateral-related documents (If opting for a secured loan)

How to Apply for HDFC Credila Education Loan with EduFund? 

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Contact

CONTACT

HDFC Credila Customer Care

For any queries related to your HDFC Credila loan application or existing loan, contact their customer care team at:

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Disclaimer:

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* Terms and conditions apply. The above information is only indicative and not exhaustive. The education loan offered by HDFC Credila shall be at its sole discretion and based on HDFC Credila’s internal policy. This website, including the ‘[EduFund]’ platform, is owned, operated, and maintained by Helena Edtech Private Limited, a company incorporated under the laws of India.

  • Information provided on the website is for general informational purposes only and should not be construed as financial, legal, or professional advice.

  • The company bears no responsibility for any information or services offered, accessed, or obtained through our website. The company accepts no liability for the use of information and data on our website.

  • The company does not guarantee that the information and data on our website are free of computer viruses or other issues.

  • EduFund does not guarantee the availability of loan products, interest rates, or approval of loan applications mentioned on the website. Actual terms and conditions may vary.

EduFund is not liable under any circumstances for any direct, indirect, incidental, or special loss or damage caused by any use of our website, whether arising from negligence, breach of contract, defamation, infringement of copyright, or other intellectual property rights.

Note: EduFund reserves the right to modify, update, or discontinue any aspect of the website at any time without prior notice.

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Privacy policy:                                                                                                    Sachet portal link: 

HDFC Credila - HDFCCredila_Data_Privacy_Policy                                    

EduFund - edufund.in/privacy-policy

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